Services
Charlie Christensen - Senior Lending Advisor in Marin County
I am dedicated to helping you achieve your homeownership dreams. With a deep understanding of the Marin, San Francisco and Bay Area, CA markets and a commitment to personalized service, I’ll guide you every step of the way to find the right mortgage solution for your needs
Home Purchase Loans
Refinancing Solutions
Refinancing Solutions
Start your home-buying journey with confidence. Whether you're exploring Conventional or Jumbo loans, I will help you find the right fit for your needs. Together, we’ll make your dream home a reality.
Refinancing Solutions
Refinancing Solutions
Refinancing Solutions
Unlock financial flexibility with tailored refinancing options. Lower your monthly payments, shorten your loan term, or leverage your home equity with solutions designed to support your financial goals.
First-Time Homebuyer
Refinancing Solutions
First-Time Homebuyer
Buying your first home is a big step—I'm here to educate you about your options and my goal is to get you to a place of total comfort around your home purchase options.
Low to Moderate Income
Get the support you need with programs designed to make homeownership accessible for low to moderate income borrowers and/or properties. I’ll help you navigate through every stage of the process.
Conventional Loans
Jumbo Portfolio Loans
Jumbo Portfolio Loans
Ideal for borrowers with strong credit, offering competitive interest rates and flexible terms. They may require a higher down payment compared to government-backed loans.
Jumbo Portfolio Loans
Jumbo Portfolio Loans
Jumbo Portfolio Loans
Available for all loan sizes and even better for more expensive homes and higher loan amounts, offering super-competitive rates and terms.
Rate and Term Refinance
Allows homeowners to adjust their interest rate and loan term, potentially lowering monthly payments or shortening the loan period.
Cash-Out Refinance
Homeowners can refinance their mortgage for more than they owe and take the difference in cash, useful for consolidating debt or home improvements.
Low to Moderate Income Buyers and/or Properties
Offers discounts for low to moderate income buyers and/or properties. Making homeownership more accessible.
Educational Resources
Provides crucial information and guidance to navigate the homebuying process smoothly for first-time buyers.
Investment Property Loans
Tailored for real estate investors, these loans cater to the purchase of properties intended for rental or resale.